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Despite the fact the every employee in the United States is required to pay taxes, most have absolutely no idea what these taxes are. Perhaps the most confusing of all is FICA tax. What is FICA Tax? FICA is actually the acronym for the Federal Insurance Contributions Act. It is the piece of legislation that . . . → Read More: What is FICA Tax ? Since the beginning of the global economic meltdown that began almost three years ago, investors have started voicing a few serious concerns about the status of their retirement portfolios. Investors wonder whether or not they should convert all of their investments into cash, whether the US dollar even a safe bet anymore, or whether or . . . → Read More: What is Wealth Management? When it comes to day-to-day use, not all accounting software packages are made equally. Many accounting programs are designed to handle thousands of complex transactions simultaneously. Furthermore, as the complexity of the accounting system increases, so does the amount of manpower required to maintain them. Small businesses, however, may not need as much functionality. For . . . → Read More: What is quickBooks used for and some of its best features Fifty years ago, when an individual took a job with a company, they did so for life. Setting the loyalty factor aside, many of these people did so purely for the pension that they would earn over the course of their employment. In today’s economic environment, however, companies no longer offer pension plans. In fact, . . . → Read More: What is an annuity and the different types of annuities When it comes to personal savings accounts, a certificate of deposit (CD) is perhaps the safest investment an individual can make. CDs are fully guaranteed by the Federal Deposit Insurance Corporation (FDIC) making them extremely attractive investments for even the most conservative of investors. What is a CD Account A certificate of deposit is simply . . . → Read More: What is a CD account and the benefits of laddering CDs When it comes to lowering the amount of money you pay for homeowner’s insurance, there are a number of things you can do to positively affect your premiums. You can, for example, install smoke detectors and carbon dioxide monitors, have your major appliances routinely serviced, and fix the loose shingles on your roof. One element . . . → Read More: What is ISO Insurance? Studies have shown time and time again that money problems are among the top three issues facing married couples today. With all of the other types of stress we endure, money, or the lack there of, seems to put many families over the edge. It does not, however, have to be that way. When a . . . → Read More: Helpful tips on how to budget a household For many people, leasing a car seems like a really good concept; drive a car for three or four years and then turn it in a get another new one. Additionally, since the car is still owned by the dealership, it is typically covered by a complete manufacturer’s warranty, right? While this certainly sounds like . . . → Read More: How does leasing a car work and when it makes sense to lease a car |
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